The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Tax Efficiency in Retirement What role would taxes play in your investment decisions? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.